--- title: VIP Financial Insights | Expert Wealth & Tax Strategies for High Earners | Mark Stancato, CFP®, EA, ECA, CRPS® (7) description: Mark Stancato, CFP®, EA, ECA, CRPS® has over 20 years of experience advising high-net-worth clients, including tech executives, real estate investors, and entertainment professionals. He specializes in tax strategy, equity compensation, and multi-stream income planning—offering white-glove guidance and highly personalized financial solutions. (7) --- [![VIP Wealth Advisors](https://vipwealthadvisors.com/hs-fs/hubfs/VIP_WEALTH_ADVISORS_LOGO_WEB_334x80_WHITE.png?width=334&height=80&name=VIP_WEALTH_ADVISORS_LOGO_WEB_334x80_WHITE.png "VIP Wealth Advisors")](https://vipwealthadvisors.com) - [Services](https://vipwealthadvisors.com/services) - [Financial Planning](https://vipwealthadvisors.com/financial-planning) - [Tax Planning](https://vipwealthadvisors.com/tax-planning) - [Investment Management](https://vipwealthadvisors.com/investment-management) - [Estate Planning](https://vipwealthadvisors.com/estate-planning) - [IPO Planning](https://vipwealthadvisors.com/ipo-planning) - [Stock Options](https://vipwealthadvisors.com/stock-option-exercise-strategies) - [Budgeting & Cash Flow Analysis](https://vipwealthadvisors.com/budgeting-cash-flow-analysis) - [Insurance Review & Recommendations](https://vipwealthadvisors.com/insurance-review) - [Retirement Planning](https://vipwealthadvisors.com/retirement-planning) - [Education Planning](https://vipwealthadvisors.com/education-planning) - [Cryptocurrency](https://vipwealthadvisors.com/cryptocurrency) - [Home Purchase & Income Properties](https://vipwealthadvisors.com/income-property-home-purchase) - [Pricing](https://vipwealthadvisors.com/pricing) - [About](https://vipwealthadvisors.com/about) - [How it Works](https://vipwealthadvisors.com/how-it-works) - [Investment Philosophy](https://vipwealthadvisors.com/insights/investment-strategy) - [Press](https://vipwealthadvisors.com/press) - [Professional Affiliations](https://vipwealthadvisors.com/professional-affiliations) - [Credentials](https://vipwealthadvisors.com/cfp-designations) - [What VIP Really Means](https://vipwealthadvisors.com/insights/story-behind-vip-wealth-advisors) - [Insights](https://vipwealthadvisors.com/media-hub) - [Articles](https://vipwealthadvisors.com/insights) - [Videos](https://www.youtube.com/@MarkThePrivateCFO) - [Contact](https://vipwealthadvisors.com/contact) - [Client Portal](https://vipwealthadvisors.com/client-portal) Hit enter to search or ESC to close [.](https://vipwealthadvisors.com/client-portal) Hit enter to search or ESC to close # Insights Deep dive into the topics we cover with clients when navigating their journey to financial independence and beyond. ![The Problem That Brought You to an Advisor Isn’t Always the Real Problem](https://vipwealthadvisors.com/hubfs/real-financial-planning-problem-featured.jpg) October 22, 2026 ## [The Problem That Brought You to an Advisor Isn’t Always the Real Problem](https://vipwealthadvisors.com/insights/real-financial-planning-problem) [The question that brings you to an advisor, whether it’s an IPO, a capital gains bill or whether you can retire, is often the doorway to a bigger planning problem, and solving that one takes a...](https://vipwealthadvisors.com/insights/real-financial-planning-problem) - [All](https://vipwealthadvisors.com/insights) - [Taxes](https://vipwealthadvisors.com/insights/topic/taxes) - [Financial Planning](https://vipwealthadvisors.com/insights/topic/financial-planning) - [Equity Compensation](https://vipwealthadvisors.com/insights/topic/equity-compensation) - [Investments](https://vipwealthadvisors.com/insights/topic/investments) - [RSU](https://vipwealthadvisors.com/insights/topic/rsu) - [Retirement](https://vipwealthadvisors.com/insights/topic/retirement) - [Tax Policy & Legislation](https://vipwealthadvisors.com/insights/topic/tax-policy-legislation) - [Business Owner Planning](https://vipwealthadvisors.com/insights/topic/business-owner-planning) --- [![Illustration showing a business owner comparing salary vs. distribution strategies for an S corporation to reduce taxes](https://vipwealthadvisors.com/hubfs/s-corporation-tax-strategy-guide-2.jpg)](https://vipwealthadvisors.com/insights/s-corporation-tax-strategy-guide) October 29, 2025 ## [Before You Elect S Corp Status, Make Sure the Numbers Work](https://vipwealthadvisors.com/insights/s-corporation-tax-strategy-guide) ## [Why Business Structure Matters Choosing the proper business structure is one of the...](https://vipwealthadvisors.com/insights/s-corporation-tax-strategy-guide) [![Chaotic investing versus calm financial planning in contrasting fintech scene.](https://vipwealthadvisors.com/hubfs/cramer-radical-wealth-misses-point-featured.jpg)](https://vipwealthadvisors.com/insights/why-jim-cramers-wealth-formula-misses-the-point) October 27, 2025 ## [Jim Cramer's "Radical" Wealth Formula: Why It's Risky, Tax-Inefficient, and Misleading](https://vipwealthadvisors.com/insights/why-jim-cramers-wealth-formula-misses-the-point) [Jim Cramer is back with another big idea - and, not coincidentally, another book to sell....](https://vipwealthadvisors.com/insights/why-jim-cramers-wealth-formula-misses-the-point) [![Illustration of Qualified Real Estate Professional (QREP) status concept showing real estate and tax documents](https://vipwealthadvisors.com/hubfs/qualified-real-estate-professional-qrep-status-explained.jpg)](https://vipwealthadvisors.com/insights/qualified-real-estate-professional-qrep-status-explained) October 23, 2025 ## [Qualified Real Estate Professional (QREP) Status Explained: The Tax Loophole the IRS Watches Closely](https://vipwealthadvisors.com/insights/qualified-real-estate-professional-qrep-status-explained) [**Introduction: The Most Misunderstood Tax Loophole in Real Estate** Every investor dreams of...](https://vipwealthadvisors.com/insights/qualified-real-estate-professional-qrep-status-explained) [![U.S. Capitol building seamlessly transforming into a digital financial network.](https://vipwealthadvisors.com/hubfs/sec-private-market-reforms-investors.jpg)](https://vipwealthadvisors.com/insights/sec-private-market-reforms-investors) October 22, 2025 ## [Private Markets Are Getting a Makeover: What 2025 SEC Reforms Mean for Startup and Angel Investors](https://vipwealthadvisors.com/insights/sec-private-market-reforms-investors) [**Introduction: A quiet revolution in private investing** Many people consider regulation...](https://vipwealthadvisors.com/insights/sec-private-market-reforms-investors) [![Clean desk workspace with tablet and notes about alternative investments.](https://vipwealthadvisors.com/hubfs/alternative-investments-guide-.jpg)](https://vipwealthadvisors.com/insights/alternative-investments-guide) October 21, 2025 ## [Alternative Investments: What They Are, How They Work, and Whether They're Right for You](https://vipwealthadvisors.com/insights/alternative-investments-guide) [For decades, investors have relied on a simple formula: a mix of stocks and bonds designed...](https://vipwealthadvisors.com/insights/alternative-investments-guide) [![Woman reviewing IRS tax documents on laptop at modern home office desk with calm focus.](https://vipwealthadvisors.com/hubfs/irs-penalties-late-notice-2-.jpg)](https://vipwealthadvisors.com/insights/irs-penalties-and-interest-explained) October 17, 2025 ## [IRS Penalties and Interest Explained: How to Avoid Hidden Tax Traps That Cost You Thousands](https://vipwealthadvisors.com/insights/irs-penalties-and-interest-explained) [The U.S. tax system is complex, and one of the most painful surprises for many taxpayers...](https://vipwealthadvisors.com/insights/irs-penalties-and-interest-explained) [![Modern flat-lay of a tablet showing Revenue Procedure 2025-32 next to a notebook titled 2026 Tax Planning, symbolizing expert financial and tax guidance.](https://vipwealthadvisors.com/hubfs/irs-2026-inflation-adjustments-2.jpg)](https://vipwealthadvisors.com/insights/irs-2026-inflation-adjustments) October 16, 2025 ## [2026 Tax Brackets, Credits, and Deductions: What the IRS Just Updated](https://vipwealthadvisors.com/insights/irs-2026-inflation-adjustments) [The IRS has officially released Revenue Procedure 2025-32, detailing more than 60...](https://vipwealthadvisors.com/insights/irs-2026-inflation-adjustments) [![Computer engineer reviewing OBBBA Qualified Business Income (QBI) changes on a laptop in a modern office](https://vipwealthadvisors.com/hubfs/qualified-business-income-qbi-after-obbba-1.jpg)](https://vipwealthadvisors.com/insights/qualified-business-income-qbi-after-obbba) October 14, 2025 ## [Qualified Business Income (QBI) After the OBBBA: What Pass-Through Owners Need to Know](https://vipwealthadvisors.com/insights/qualified-business-income-qbi-after-obbba) [When you run a pass-through business, whether as a sole proprietor, S corporation shareholder,...](https://vipwealthadvisors.com/insights/qualified-business-income-qbi-after-obbba) [![Female engineer analyzing holographic long and short stock charts at a modern desk with a city skyline backdrop.](https://vipwealthadvisors.com/hubfs/long-short-tax-loss-harvesting.jpg)](https://vipwealthadvisors.com/insights/long-short-tax-loss-harvesting) October 13, 2025 ## [Long‑Short Tax Loss Harvesting: The Next Evolution in Tax‑Efficient Investing](https://vipwealthadvisors.com/insights/long-short-tax-loss-harvesting) [How sophisticated investors are using long-short strategies to unlock ongoing tax alpha while...](https://vipwealthadvisors.com/insights/long-short-tax-loss-harvesting) [![Roadmap to Performance Shares](https://vipwealthadvisors.com/hubfs/performance-share-units-psus-explained.jpg)](https://vipwealthadvisors.com/insights/performance-share-units-psus-explained) October 8, 2025 ## [What Are Performance Share Units (PSUs)? A Complete Guide for Executives and Tech Leaders](https://vipwealthadvisors.com/insights/performance-share-units-psus-explained) [Quick summary - [PSUs only pay if performance goals are met](https://vipwealthadvisors.com/insights/performance-share-units-psus-explained#what-are-psus) over a multi-year period...](https://vipwealthadvisors.com/insights/performance-share-units-psus-explained) [![Rocket labeled QSBS 2.0 lifting off](https://vipwealthadvisors.com/hubfs/qsbs-2025-obbba-section-1202-changes.jpg)](https://vipwealthadvisors.com/insights/qsbs-2025-obbba-section-1202-changes) October 7, 2025 ## [QSBS 2.0 Explained: How OBBBA 2025 Rewired Section 1202 for Founders & Investors](https://vipwealthadvisors.com/insights/qsbs-2025-obbba-section-1202-changes) [Quick summary - [3-4-5 holding periods:](https://vipwealthadvisors.com/insights/qsbs-2025-obbba-section-1202-changes#new-regime) 3 yrs = 50%, 4 yrs = 75%, 5+ yrs = 100% (subject to...](https://vipwealthadvisors.com/insights/qsbs-2025-obbba-section-1202-changes) [![Family education planning concept showing a modern binder labeled 529 Plan with charts, a graduation cap, and a subtle estate plan overlay on a clean desk.](https://vipwealthadvisors.com/hubfs/unlock-529-plans-tax-benefits-ownership-advanced-strategies.jpg)](https://vipwealthadvisors.com/insights/unlock-529-plans-tax-benefits-ownership-advanced-strategies) October 6, 2025 ## [529 Plans for High-Income Families: Tax Rules, Ownership Changes, and Pro Tips](https://vipwealthadvisors.com/insights/unlock-529-plans-tax-benefits-ownership-advanced-strategies) [If you're planning for education, whether for your children, grandchildren, or future...](https://vipwealthadvisors.com/insights/unlock-529-plans-tax-benefits-ownership-advanced-strategies) [5](https://vipwealthadvisors.com/insights/author/mark-stancato-cfp/page/5) [6](https://vipwealthadvisors.com/insights/author/mark-stancato-cfp/page/6) [7](https://vipwealthadvisors.com/insights/author/mark-stancato-cfp/page/7) [8](https://vipwealthadvisors.com/insights/author/mark-stancato-cfp/page/8) [9](https://vipwealthadvisors.com/insights/author/mark-stancato-cfp/page/9) [![VIP Wealth Advisors](https://vipwealthadvisors.com/hubfs/VIP_WEALTH_ADVISORS_LOGO_WEB_334x80_WHITE.png)](https://vipwealthadvisors.com/) Flat, transparent fees (0% AUM). Integrated planning, tax, and investing— built for high-income, high-complexity households. [in](https://www.linkedin.com/in/markstancato/) [▶](https://www.youtube.com/@MarkThePrivateCFO) ### Explore - [Pricing](https://vipwealthadvisors.com/pricing) - [Services](https://vipwealthadvisors.com/services) - [Book a Call](https://vipwealthadvisors.com/meeting) - [About VIP](https://vipwealthadvisors.com/about) - [Credentials](https://vipwealthadvisors.com/cfp-designations) - [Insights](https://vipwealthadvisors.com/insights) ### Services - [Financial Planning](https://vipwealthadvisors.com/financial-planning) - [Tax Filing & Projections](https://vipwealthadvisors.com/tax-planning) - [Investment Management (0% AUM)](https://vipwealthadvisors.com/investment-management) - [Equity Compensation](https://vipwealthadvisors.com/stock-option-exercise-strategies) - [Retirement & FI Planning](https://vipwealthadvisors.com/retirement-planning) - [Cryptocurrency](https://vipwealthadvisors.com/cryptocurrency) ### Contact VIP Wealth Advisors [(917) 319-8281](tel:+19173198281) [planning@vipwealthadvisors.com](mailto:planning@vipwealthadvisors.com) [Book a Call](https://vipwealthadvisors.com/meeting) - [Form ADV](https://vipwealthadvisors.com/hubfs/ADV/VIP_ADV_Part_2A_2B_01-19-2026.pdf) - [Privacy Policy](https://vipwealthadvisors.com/privacy-policy) - [Disclosures](https://vipwealthadvisors.com/disclosures) VIP Wealth Advisors is a U.S. Securities and Exchange Commission (SEC) registered investment adviser providing fiduciary, fee-only financial planning and investment management to high-net-worth individuals and families nationwide. Information on this site is for educational purposes only and should not be construed as investment, tax, or legal advice. Past performance is not indicative of future results. © VIP Wealth Advisors. All rights reserved. [↑](https://vipwealthadvisors.com/insights/author/mark-stancato-cfp/page/7#top) [![Financial Planning Association](https://vipwealthadvisors.com/hs-fs/hubfs/FPA-logo.png?width=189&height=100&name=FPA-logo.png "Financial Planning Association")](https://vipwealthadvisors.com/professional-affiliations) [![XY Planning Network](https://vipwealthadvisors.com/hs-fs/hubfs/XY_Planning_Network.png?width=189&height=100&name=XY_Planning_Network.png "XY Planning Network")](https://vipwealthadvisors.com/professional-affiliations) [![NAPFA National Association of Personal Financial Advisors](https://vipwealthadvisors.com/hs-fs/hubfs/NAPFA.png?width=189&height=100&name=NAPFA.png "NAPFA National Association of Personal Financial Advisors")](https://vipwealthadvisors.com/professional-affiliations) [![Fee Only Network Member](https://vipwealthadvisors.com/hs-fs/hubfs/Fee-Only-Network-3.png?width=189&height=100&name=Fee-Only-Network-3.png "Fee Only Network Member")](https://vipwealthadvisors.com/professional-affiliations)