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Insights

Deep dive into the topics we cover with clients when navigating their journey to financial independence and beyond.

Solo 401(k) Owners: Don't Ignore Form 5500-EZ or Pay the Price
September 9, 2025

Solo 401(k) Owners: Don't Ignore Form 5500-EZ or Pay the Price

For self-employed professionals and business owners, the Solo 401(k) is a retirement powerhouse. It allows massive contribution limits, the ability to make Roth deferrals, roll in old IRAs, and...

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Income stacking chart, with annotations for 0%, 15%, 20% and notes on dividends and the stacking rule.
August 28, 2025

Capital Gains Tax Brackets 2025: How to Qualify for the 0% Rate

When it comes to investing, few areas are as misunderstood or as full of opportunity as the...

Minimal illustration of a CEO weighing equity award terms, with icons for taxes, 409A compliance, liquidity, and a five year holding period.
August 22, 2025

Elon Musk's Tesla Equity Award: Hybrid Compensation and Tax Strategy

In mid-2025, Tesla granted CEO Elon Musk a staggering 96 million shares tied to an effective...

Dark blue financial illustration with trust documents, stock charts, IRS forms, and a philanthropic giving theme representing a Charitable Remainder Trust strategy.
July 7, 2025

Avoiding Capital Gains on Concentrated Stock: Use a Charitable Remainder Trust

If you've worked at a tech company, university, or research institution for several years,...

Illustration of video preview demonstrating 3 ways to avoid capital gains tax on major transactions
July 2, 2025

1031 vs 721 vs QOZ: How to Defer or Eliminate Capital Gains

1031s, 721s, and QOZs: Which Is Right for You?

If you're sitting on significant capital...

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VIP Wealth Advisors is a Registered Investment Adviser. Information on this site is for educational purposes only and not investment, tax, or legal advice. Past performance is not indicative of future results.

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