---
title: VIP Financial Insights | Expert Wealth & Tax Strategies for High Earners | Education Planning
description: Education Planning | Explore expert-driven tax strategies, equity compensation tips, and wealth-building insights tailored for high-income professionals. Stay sharp with VIP Financial Insights from Mark Stancato CFP®.
---

[![VIP Wealth Advisors](https://vipwealthadvisors.com/hs-fs/hubfs/VIP_WEALTH_ADVISORS_LOGO_WEB_334x80_WHITE.png?width=334&height=80&name=VIP_WEALTH_ADVISORS_LOGO_WEB_334x80_WHITE.png "VIP Wealth Advisors")](https://vipwealthadvisors.com)

- [Services](https://vipwealthadvisors.com/services) 
    - [Financial Planning](https://vipwealthadvisors.com/financial-planning)
    - [Tax Planning](https://vipwealthadvisors.com/tax-planning)
    - [Investment Management](https://vipwealthadvisors.com/investment-management)
    - [Estate Planning](https://vipwealthadvisors.com/estate-planning)
    - [IPO Planning](https://vipwealthadvisors.com/ipo-planning)
    - [Stock Options](https://vipwealthadvisors.com/stock-option-exercise-strategies)
    - [Cash Flow & Liquidity Planning](https://vipwealthadvisors.com/cash-flow-liquidity-planning)
    - [Insurance Review & Recommendations](https://vipwealthadvisors.com/insurance-review)
    - [Retirement Planning](https://vipwealthadvisors.com/retirement-planning)
    - [Education Planning](https://vipwealthadvisors.com/education-planning)
    - [Cryptocurrency](https://vipwealthadvisors.com/cryptocurrency)
    - [Home Purchase & Income Properties](https://vipwealthadvisors.com/income-property-home-purchase)
- [Pricing](https://vipwealthadvisors.com/pricing)
- [About](https://vipwealthadvisors.com/about) 
    - [How it Works](https://vipwealthadvisors.com/how-it-works)
    - [Investment Philosophy](https://vipwealthadvisors.com/insights/investment-strategy)
    - [Press](https://vipwealthadvisors.com/press)
    - [Professional Affiliations](https://vipwealthadvisors.com/professional-affiliations)
    - [Credentials](https://vipwealthadvisors.com/cfp-designations)
    - [What VIP Really Means](https://vipwealthadvisors.com/insights/story-behind-vip-wealth-advisors)
- [Insights](https://vipwealthadvisors.com/media-hub) 
    - [Articles](https://vipwealthadvisors.com/insights)
    - [Videos](https://www.youtube.com/@MarkThePrivateCFO)
- [Contact](https://vipwealthadvisors.com/contact)
- [Client Portal](https://vipwealthadvisors.com/client-portal)

<https://vipwealthadvisors.com/insights/tag/education-planning#modal-full>

Hit enter to search or ESC to close

[.](https://vipwealthadvisors.com/client-portal)

<https://vipwealthadvisors.com/insights/tag/education-planning#modal-full>

Hit enter to search or ESC to close

# Insights

Deep dive into the topics we cover with clients when navigating their journey to financial independence and beyond.

![QSBS Stacking: How Founders Can Exclude $30M, $50M or More](https://vipwealthadvisors.com/hubfs/qsbs-stacking-section-1202-exclusion-trusts.jpg)

 October 29, 2026

## [QSBS Stacking: How Founders Can Exclude $30M, $50M or More](https://vipwealthadvisors.com/insights/qsbs-stacking-strategies-section-1202)

[QSBS stacking may allow founders and early investors to multiply Section 1202 capital-gains exclusions across genuinely separate qualifying taxpayers, potentially shielding tens of millions of...](https://vipwealthadvisors.com/insights/qsbs-stacking-strategies-section-1202)

- [All](https://vipwealthadvisors.com/insights)
- [Taxes](https://vipwealthadvisors.com/insights/topic/taxes)
- [Financial Planning](https://vipwealthadvisors.com/insights/topic/financial-planning)
- [Equity Compensation](https://vipwealthadvisors.com/insights/topic/equity-compensation)
- [Investments](https://vipwealthadvisors.com/insights/topic/investments)
- [RSU](https://vipwealthadvisors.com/insights/topic/rsu)
- [Retirement](https://vipwealthadvisors.com/insights/topic/retirement)
- [Business Owner Planning](https://vipwealthadvisors.com/insights/topic/business-owner-planning)
- [Tax Policy & Legislation](https://vipwealthadvisors.com/insights/topic/tax-policy-legislation)

---

[![Illustration of two children beside a savings jar labeled ](https://vipwealthadvisors.com/hubfs/Trump-Accounts-Are-Now-Live-What-You-Need-To-Know.png)](https://vipwealthadvisors.com/insights/trump-accounts-explained)

 July 8, 2026

## [Trump Accounts Are Now Live. Should Parents Open One?](https://vipwealthadvisors.com/insights/trump-accounts-explained)

[Trump Accounts are a new tax-deferred investment account for children that may complement, but...](https://vipwealthadvisors.com/insights/trump-accounts-explained)

[![A centered, glowing glass vessel blends abstract elements of a graduation cap and an investment chart, housing two distinct illuminated paths in warm orange and soft mint to symbolize strategic 529 plan ownership structures.](https://vipwealthadvisors.com/hubfs/grandparent-owned-529-plan-vs-parent-owned.jpg)](https://vipwealthadvisors.com/insights/grandparent-owned-529-plan-vs-parent-owned)

 June 22, 2026

## [Should Grandparents Own the 529 Plan? A Smarter College Funding Strategy](https://vipwealthadvisors.com/insights/grandparent-owned-529-plan-vs-parent-owned)

[A grandparent-owned 529 plan may offer estate planning and financial aid advantages, but for...](https://vipwealthadvisors.com/insights/grandparent-owned-529-plan-vs-parent-owned)

[![Family education planning concept showing a modern binder labeled 529 Plan with charts, a graduation cap, and a subtle estate plan overlay on a clean desk.](https://vipwealthadvisors.com/hubfs/unlock-529-plans-tax-benefits-ownership-advanced-strategies.jpg)](https://vipwealthadvisors.com/insights/unlock-529-plans-tax-benefits-ownership-advanced-strategies)

 October 6, 2025

## [529 Plans for High-Income Families: Tax Rules, Ownership Changes, and Pro Tips](https://vipwealthadvisors.com/insights/unlock-529-plans-tax-benefits-ownership-advanced-strategies)

[If you're planning for education, whether for your children, grandchildren, or future...](https://vipwealthadvisors.com/insights/unlock-529-plans-tax-benefits-ownership-advanced-strategies)

[![VIP Wealth Advisors](https://vipwealthadvisors.com/hubfs/VIP_WEALTH_ADVISORS_LOGO_WEB_334x80_WHITE.png)](https://vipwealthadvisors.com/)

Flat, transparent fees (0% AUM). Integrated planning, tax, and investing— built for high-income, high-complexity households.

[in](https://www.linkedin.com/in/markstancato/) [▶](https://www.youtube.com/@MarkThePrivateCFO) <https://www.tiktok.com/@marktheprivatecfo>

### Explore

- [Pricing](https://vipwealthadvisors.com/pricing)
- [Services](https://vipwealthadvisors.com/services)
- [Book a Call](https://vipwealthadvisors.com/meeting)
- [About VIP](https://vipwealthadvisors.com/about)
- [Credentials](https://vipwealthadvisors.com/cfp-designations)
- [Insights](https://vipwealthadvisors.com/insights)

### Services

- [Financial Planning](https://vipwealthadvisors.com/financial-planning)
- [Tax Filing & Projections](https://vipwealthadvisors.com/tax-planning)
- [Investment Management (0% AUM)](https://vipwealthadvisors.com/investment-management)
- [Equity Compensation](https://vipwealthadvisors.com/stock-option-exercise-strategies)
- [Retirement & FI Planning](https://vipwealthadvisors.com/retirement-planning)
- [Cryptocurrency](https://vipwealthadvisors.com/cryptocurrency)

### Contact

VIP Wealth Advisors  
[(917) 319-8281](tel:+19173198281)  
[planning@vipwealthadvisors.com](mailto:planning@vipwealthadvisors.com)

[Book a Call](https://vipwealthadvisors.com/meeting)

- [Form ADV](https://vipwealthadvisors.com/hubfs/ADV/VIP_ADV_Part_2A_2B_01-19-2026.pdf)
- [Form CRS](https://vipwealthadvisors.com/hubfs/ADV/VIP-Form-CRS-Relationship-Summary.pdf)
- [Privacy Policy](https://vipwealthadvisors.com/privacy-policy)
- [Disclosures](https://vipwealthadvisors.com/disclosures)

VIP Wealth Advisors is a U.S. Securities and Exchange Commission (SEC) registered investment adviser providing fiduciary, fee-only financial planning and investment management to high-net-worth individuals and families nationwide. Information on this site is for educational purposes only and should not be construed as investment, tax, or legal advice. Past performance is not indicative of future results.

©  VIP Wealth Advisors. All rights reserved.

[↑](https://vipwealthadvisors.com/insights/tag/education-planning#top)

[![Financial Planning Association](https://vipwealthadvisors.com/hs-fs/hubfs/FPA-logo.png?width=189&height=100&name=FPA-logo.png "Financial Planning Association")](https://vipwealthadvisors.com/professional-affiliations)

[![XY Planning Network](https://vipwealthadvisors.com/hs-fs/hubfs/XY_Planning_Network.png?width=189&height=100&name=XY_Planning_Network.png "XY Planning Network")](https://vipwealthadvisors.com/professional-affiliations)

[![NAPFA National Association of Personal Financial Advisors](https://vipwealthadvisors.com/hs-fs/hubfs/NAPFA.png?width=189&height=100&name=NAPFA.png "NAPFA National Association of Personal Financial Advisors")](https://vipwealthadvisors.com/professional-affiliations)

[![Fee Only Network Member](https://vipwealthadvisors.com/hs-fs/hubfs/Fee-Only-Network-3.png?width=189&height=100&name=Fee-Only-Network-3.png "Fee Only Network Member")](https://vipwealthadvisors.com/professional-affiliations)