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Insights

Deep dive into the topics we cover with clients when navigating their journey to financial independence and beyond.

Gold and Silver Tax Rules: The 28% Trap Investors Miss
February 21, 2026

Gold and Silver Tax Rules: The 28% Trap Investors Miss

Most gold and silver investments are taxed as collectibles at rates up to 28%, which can significantly reduce after-tax returns compared to traditional equities.

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  • Taxes
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Flat design illustration of a tax trap with 401(k) documents and a confused investor reviewing Roth conversion strategy
July 9, 2025

Don’t Confuse After-Tax 401(k) With Roth: The Hidden Tax Trap Costing High Earners Thousands

Roth Rollover Pitfalls: What High-Income Professionals Need to Know

Let me guess: you’ve...

Digital illustration of a secure medical investment vault with a tax-free growth chart representing the power of an HSA for retirement planning.
June 26, 2025

The Most Underrated Retirement Account for High Earners

What if I told you there's a retirement account that's triple tax-free, has no income...

Text-based thumbnail showing What Wealthy Business Owners Do Differently in bold white letters on navy background
June 18, 2025

The Cash Balance Plan Strategy: What Wealthy Business Owners Do Differently

If you’re a high-income business owner and think you’re “maxing out” your retirement...

Business Owner Setting Up a Solo 401(k)
June 6, 2025

The Ultimate Guide to Solo 401(k) Plans in 2025

For high-income, self-employed individuals and small business owners with no full-time employees,...

Visual metaphor for complex retirement planning strategies — showing tangled pathways, tax documents, or symbolic representations of IRAs.
May 25, 2025

IRA Strategy Isn’t Optional: Hidden Rules, Tax Traps, and Missed Opportunities

A Deep Dive into the Hidden Rules, Tax Traps, and Missed Opportunities in Retirement Planning

...

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VIP Wealth Advisors is a Registered Investment Adviser. Information on this site is for educational purposes only and not investment, tax, or legal advice. Past performance is not indicative of future results.

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