Personal CFO for High-Income, High-Complexity

High-income, high-complexity.
Your Strategy, Elevated.

Flat-fee planning, tax, and investment management under one roof. We integrate equity comp, real estate, and business strategy so your money works like a system.

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Clarity first. Strategy always. Execution on schedule.

Your Wealth, Your Path

Three service tiers that meet you where you are—and grow with you.

Foundation

For individuals/couples building strong fundamentals.

  • Dedicated Financial Advisor
  • 0% AUM investment management
  • 4% APY on cash savings
  • Financial Independence & cash-flow plans
  • Estate, insurance & tax-aware portfolio tuning
  • Client portal with budgeting & to-dos
  • Client Service Calendar + Unlimited ad hoc meetings
See full features

Momentum

For high earners with growing complexity.

Everything in Foundation, plus:

  • Tax filing & proactive projections
  • Equity comp: RSUs, ISOs/NSOs
  • Private investment counseling
  • Real Estate Investment Planning
See full features

Enterprise

For business owners & entrepreneurs.

Everything in Momentum, plus:

  • Business + personal tax strategy
  • Succession/exit & liquidity planning
  • Payroll/benefits coordination
  • Quarterly Planning Meetings
See full features
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Trusted by leaders across tech, finance & healthcare

PALANTIR PALOALTO NETWORKS NORFOLK_SOUTHERN AMAZON UNITED BIGCOMMERCE MICROSOFT

Personalized guidance across your financial life

White-glove planning, tax prep, and investment management—integrated and proactive.

Tax & Filing

  • Tax prep & projections
  • TLH & direct indexing
  • Equity comp strategy

Investing

  • 0% AUM management
  • Globally diversified ETFs
  • Rebalancing & risk tuning

Retirement

  • Financial Independence plan
  • Withdrawal strategy
  • Social Security timing

Estate & Risk

  • Estate plan coordination
  • Insurance review
  • Gifting strategies

Cash & Credit

  • 4% APY cash
  • Cash-flow optimization
  • Debt/financing strategy

Business Owners

  • Entity & payroll
  • Owner retirement plans
  • Succession/exit
Mark Stancato, CFP®, EA, ECA, CRPS®
Advisor Spotlight

Led by Mark Stancato, CFP®, EA, ECA, CRPS®

20+ years guiding high-income, high-complexity households with integrated planning, tax, and investment strategy.

“Strategy beats speculation. We plan first—then invest with purpose.”
  • CFP®
  • EA
  • Comprehensive Tax + Planning
  • 0% AUM
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Our Approach

Clear fees, integrated strategy, and evidence-based investing—delivered like a Personal CFO.

0% AUM, Always

Pay for advice—not asset size or product sales.

Integrated Tax + Planning

One team, one strategy, one coordinated plan.

Evidence-Based Investing

Global ETFs, direct indexing, rebalancing—no hype.

Personal CFO Service

Concierge guidance for a limited number of households.

Results from real financial planning

Every household is unique. Here’s how strategy changes outcomes.

Saved $20,400 in Future Taxes

  • Reconstructed $68,000 of missing IRA basis after discovering Form 8606 was never filed,
  • Prevented double taxation on retirement distributions.

Recovered $32,000 in Overpaid Medicare Taxes

  • Audited Shareworks activity and uncovered a W-2 reporting error on NQSO same-day sales.
  • Led to a corrected W-2 and full refund of excess withholdings.

Preserved $1.1M AMT Credit

  • Rescued a massive missed tax credit by correctly preparing IRS Form 8801 after a mid-year ISO exercise triggered AMT.
  • Just in time before the extended filing deadline.
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Have questions?

How are fees determined?
By scope and complexity, not portfolio size. See our pricing tiers for a baseline, then we tailor as needed.
Do you work virtually?
Yes—secure portal, Google Meet, e-signature, and a dedicated financial advisor.
Can you file my taxes?
Yes. We integrate tax prep with planning and investment strategy.
What if my situation changes?
We adjust at renewal. When complexity shifts, your fee reflects it—no surprises.
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Ready for clarity and confidence?

Book a no-pressure, 30-minute call. We’ll show you the smartest next steps.

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Flat, transparent fees · 0% AUM · Fiduciary advisor-led planning

Financial Planning Association
XY Planning Network
NAPFA National Association of Personal Financial Advisors
Fee Only Network Member