Fair & Clear Pricing
One Flat Fee for Comprehensive Financial Planning, Investment Management, Tax Filing Services & Personal CFO Consulting.
We’re “fee-only,” which means we don’t sell products for commission and don’t receive any form of compensation from anyone other than you. Furthermore, we charge a flat annual fee that is NOT a percentage of the size of your investable assets.
VIP Planning
For Individuals & Couples
- Flat Fee / 0% AUM
- Biannual Planning Meetings
- Tax Projection
- Spring Tax Prep & Filing
- Unlimited Access to CFP®
- Life Event Counseling
- Tax Savings Strategy
- Tax Loss Harvesting
- Rebalancing
- Cash Flow Planning
- Investment Management
- Insurance Review
- Estate Planning
- Real Estate Investment Planning
- Financial Independence Plan
- 24/7 Client Portal Access
- Secure Document Vault
- Gift Planning
- Career Transition Planning
- Education Planning
- Private Investment Counseling
Pricing typically ranges from
$8,500 to $15,500 (Annually)*
VIP+ Planning
For Business Owners & Entrepreneurs
- Flat Fee / 0% AUM
- Quarterly Planning Meetings
- Comprehensive Tax Plan
- Tax Strategy Execution
- Spring Tax Prep & Filing
- Unlimited Access to CFP®
- Financing/Debt Strategies
- Cash Flow/Liquidity Planning
- Comprehensive Insurance Review; Business and Personal
- Business Acquisition and Sale Planning
- Investment Management
- Estate Planning
- Real Estate Investment Planning
- Financial Independence Plan
- 24/7 Client Portal Access
- Secure Document Vault
- Gift Planning
- Private Investment Counseling
Pricing typically ranges from
$12,500 to $24,500 (Annually)*
* The fee may be higher if you are a business owner, have a highly structured legal estate, own private or illiquid investments, own multiple rental properties or otherwise have a lot of complexity in your financial life. We will quote you the final fee after having an introductory call.
Before we begin working together, your fee will be clearly outlined and agreed upon—no surprises.
What sets us apart is that our ongoing fee isn’t solely based on the size of your investable assets. We believe your account balance alone isn’t an accurate reflection of the complexity of your financial life or the level of time and resources required to provide the right advice and planning.
Most advisors who charge based on assets under management typically take between 1% and 1.5% annually. For a $1,500,000 account, that translates to an annual fee between $15,000 and $22,500. And as your account grows, so do their fees—often without any additional work on their end! We focus on delivering value that aligns with your unique financial situation, not just the size of your portfolio.
White glove Financial Services to clients who deserve and demand the best.
Complete Financial Care Under One Roof:
Achieving financial success starts with a plan that's uniquely yours. At VIP, we don’t just offer a generic solution—we craft a personalized, comprehensive financial strategy that's tailored to your specific needs and aspirations. With our expert guidance, we help you navigate every step at your own pace, ensuring that you reach your goals today and secure your financial future for tomorrow.
How it works:
Your financial journey starts with a clear plan, but it doesn’t end there. At VIP Wealth Advisors, we create your personalized financial roadmap to guide your future decisions. As life unfolds—markets shift, tax laws change, and your personal goals evolve—we're here every step of the way, ensuring your plan adapts to meet your needs. With our ongoing planning and investment management service, you’ll have a trusted partner to help you navigate every twist and turn.
Financial planning is a journey, not a one-time event. It’s a continuous relationship between us, built on regular video meetings, phone calls, and emails. Our ultimate goal is to empower you to make informed decisions about your finances so you can enjoy the retirement you’ve always dreamed of.
We typically schedule two formal meetings per year where we’ll update your plan, refine your portfolio withdrawal strategy, set tax planning goals, review estate plans, and address any other financial questions you may have. But life doesn’t wait for formal meetings, and neither do we. Whether it’s a new opportunity, an unexpected challenge, or simply a question, we’re always here for you—ready to connect via Zoom, phone, or email whenever financial decisions arise.
Stay connected to your financial world with your personal finance portal through RightCapital, our cutting-edge planning software. This portal aggregates all your banking, investment, and lending accounts into one seamless view. You’ll have real-time access to track your net worth, monitor investment holdings, review cash flow projections, and explore various financial reports.
On the investment side, we provide ongoing discretionary management of your assets through accounts held at Altruist and Schwab. Our philosophy is straightforward, passive, and cost-conscious — focused on building globally diversified portfolios that align with your goals and risk tolerance. We use a curated mix of best-in-class, low-cost ETFs and often include individual U.S. Treasuries to add stability where appropriate.
For clients with taxable accounts, we also offer direct indexing paired with automated tax-loss harvesting — a powerful strategy to reduce tax drag and improve after-tax returns. All portfolios benefit from automated rebalancing, ensuring your allocation stays in line without requiring your time or attention.
With VIP Wealth Advisors, you’re not just getting a plan—you’re gaining a dedicated partner committed to helping you navigate life’s financial complexities with confidence and peace of mind.
This Isn't for Everyone. And that's the Point:
We work with a limited number of households—by design. Our service is built for those who value a high-touch relationship with a seasoned advisor who knows their world inside and out.
Our clients are typically navigating equity compensation, multiple income streams, real estate, or business ownership—and they’re looking for a long-term partner to help them make smart, integrated financial decisions across tax, investment, and life strategy.
We’re best suited for households with $1M+ in investable assets and/or incomes of $250K and above. If that’s you—and you’re ready to stop winging it—we should talk.
Next Step:
Book a free, no-obligation Discovery Call with us. We'll discuss your financial goals and determine together if we're a good fit.
Book a Discovery Call
We’ll discuss your financial goals and see if we’re a good fit. (30 mins.)
