How it works:
Your financial journey starts with a clear plan, but it doesn’t end there. At VIP Wealth Advisors, we create your personalized financial roadmap to guide your future decisions. As life unfolds—markets shift, tax laws change, and your personal goals evolve—we're here every step of the way, ensuring your plan adapts to meet your needs. With our ongoing planning and investment management service, you’ll have a trusted partner to help you navigate every twist and turn.
Financial planning is a journey, not a one-time event. It’s a continuous relationship between us, built on regular video meetings, phone calls, and emails. Our ultimate goal is to empower you to make informed decisions about your finances so you can enjoy the retirement you’ve always dreamed of.
We typically schedule two formal meetings per year where we’ll update your plan, refine your portfolio withdrawal strategy, set tax planning goals, review estate plans, and address any other financial questions you may have. But life doesn’t wait for formal meetings, and neither do we. Whether it’s a new opportunity, an unexpected challenge, or simply a question, we’re always here for you—ready to connect via Zoom, phone, or email whenever financial decisions arise.
Stay connected to your financial world with your personal finance portal through RightCapital, our cutting-edge planning software. This portal aggregates all your banking, investment, and lending accounts into one seamless view. You’ll have real-time access to track your net worth, monitor investment holdings, review cash flow projections, and explore various financial reports.
On the investment side, we provide ongoing discretionary management of your assets through accounts held at Altruist and Schwab. Our philosophy is straightforward, passive, and cost-conscious — focused on building globally diversified portfolios that align with your goals and risk tolerance. We use a curated mix of best-in-class, low-cost ETFs and often include individual U.S. Treasuries to add stability where appropriate.
For clients with taxable accounts, we also offer direct indexing paired with automated tax-loss harvesting — a powerful strategy to reduce tax drag and improve after-tax returns. All portfolios benefit from automated rebalancing, ensuring your allocation stays in line without requiring your time or attention.
With VIP Wealth Advisors, you’re not just getting a plan—you’re gaining a dedicated partner committed to helping you navigate life’s financial complexities with confidence and peace of mind.
