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Insights

Deep dive into the topics we cover with clients when navigating their journey to financial independence and beyond.

Gold and Silver Tax Rules: The 28% Trap Investors Miss
February 21, 2026

Gold and Silver Tax Rules: The 28% Trap Investors Miss

Most gold and silver investments are taxed as collectibles at rates up to 28%, which can significantly reduce after-tax returns compared to traditional equities.

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Financial advisor reviewing long-term retirement projections on a screen showing conservative vs historical return assumptions with market charts in the background
February 15, 2026

Why Financial Plan Assumptions Matter More Than Markets

Conservative, forward-looking return assumptions create more durable financial plans than...

Illustration of Netflix stock split showing share price reduction and increased accessibility for investors and employees, with charts and Netflix branding.
November 5, 2025

Netflix Stock Split 2025: What the 10-for-1 Move Really Means for Investors and Employees

Netflix Just Made Its Stock 10x More Affordable. But Did It Change Anything?

On October...

Graph of the Market vs Stock Market Drops Over Time
April 8, 2025

Yes, the Market Is Shaky. No, This Isn’t New.

If you’re feeling anxious about the market right now, you’re not alone. Tariff headlines are...

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VIP Wealth Advisors is a Registered Investment Adviser. Information on this site is for educational purposes only and not investment, tax, or legal advice. Past performance is not indicative of future results.

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